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Couple relaxing poolside at a luxury Cabo San Lucas resort
Peace of Mind Protection

Travel with Confidence

Protect your Cabo vacation investment with comprehensive travel insurance. From unexpected cancellations to medical emergencies, we've got you covered.

Explore Coverage
Up to $100,000 Medical Coverage
Starting at Just 7%
24/7 Emergency Assistance
30+ Covered Cancellation Reasons

Comprehensive Protection

Life happens. When it does, our travel insurance ensures your vacation investment stays protected. Here's what's covered:

Trip Cancellation

Full reimbursement if you need to cancel due to illness, injury, jury duty, job loss, or any of 30+ covered reasons. Your deposit is never at risk.

  • 100% trip cost coverage
  • 30+ covered reasons
  • Pre-departure protection

Medical Coverage

Emergency medical and dental expenses covered up to $100,000. Includes emergency medical evacuation and repatriation services.

  • Up to $100,000 coverage
  • Emergency evacuation
  • Dental emergencies

Baggage Protection

Coverage for lost, stolen, or damaged luggage and personal effects. Includes reimbursement for baggage delay expenses.

  • Lost baggage coverage
  • Theft protection
  • Delay reimbursement

Travel Delays

Reimbursement for meals, accommodations, and other expenses when your trip is delayed due to weather, mechanical issues, or other covered events.

  • Meal reimbursement
  • Hotel accommodations
  • Transportation costs

Trip Interruption

If you need to cut your trip short and return home early, receive reimbursement for unused portions of your prepaid travel arrangements.

  • Unused trip costs
  • Return transportation
  • Family emergencies

24/7 Assistance

Round-the-clock access to emergency assistance services, including help finding local medical facilities, legal assistance, and travel support.

  • Emergency hotline
  • Concierge services
  • Translation assistance

Why Protect Your Trip?

Your Cabo vacation is an investment in memories. Travel insurance ensures nothing stands between you and paradise.

Instant Coverage

Protection begins the moment you purchase. No waiting periods for covered benefits.

Pre-existing Conditions

Purchase within 14 days of deposit for pre-existing condition coverage.

Easy Claims Process

Simple online claims submission with dedicated support throughout the process.

Trusted Provider

Rental Guardian is a leading travel insurance provider with an A+ rated underwriter.

Peaceful oceanfront view in Cabo San Lucas

Choose Your Protection Level

Two coverage options designed to fit your needs and budget.

Standard Protection

7% of booking total

Essential coverage for peace of mind

  • Trip Cancellation (30+ reasons)
  • Trip Interruption
  • Emergency Medical up to $100,000
  • Emergency Evacuation
  • Baggage Loss & Delay
  • Travel Delay Coverage
  • 24/7 Assistance

Example Pricing

For a $3,000 vacation booking:

Standard Protection $210
Cancel For Any Reason $324

Ready to Protect Your Paradise?

Get your personalized quote and purchase coverage in minutes. Travel with the confidence that comes from knowing you're protected.

Get Your Quote

You'll be directed to our secure partner site, Rental Guardian, to complete your purchase.

Frequently Asked Questions

Our travel insurance covers trip cancellation and interruption, emergency medical expenses up to $100,000, baggage loss and delay, travel delays, and 24/7 emergency assistance. The Cancel For Any Reason (CFAR) upgrade provides additional flexibility for any cancellation reason.

For the best coverage, purchase travel insurance within 14 days of making your initial trip deposit. This ensures you're covered for pre-existing medical conditions and qualifies you for the Cancel For Any Reason benefit.

CFAR is an optional upgrade that allows you to cancel your trip for any reason not covered by standard trip cancellation insurance. You'll receive 75% reimbursement of your prepaid, non-refundable trip costs. This must be purchased within 14 days of your initial deposit.

Common covered reasons include: illness or injury to you or a family member, death in the family, jury duty, job loss, military deployment, natural disasters at your destination, airline carrier financial default, and many more. Over 30 reasons are covered under standard protection.

Claims can be filed online through the Rental Guardian website. You'll need to provide documentation supporting your claim, such as medical records, receipts, or official cancellation notices. The claims team is available to assist you throughout the process.

Most U.S. health insurance plans provide limited or no coverage outside the country. Travel insurance ensures you're covered for medical emergencies abroad, including emergency evacuation which can cost $50,000 or more without coverage.

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